By Melody Nadal Aka Ody Munson

Think a million times before signing its form.
Life can be tough in this new norm.
Learn your financial management so you won’t get trapped in this predicament.

If from the very beginning you learned five ways to save up, a loan won’t be happening.
Have you ever heard of emergency savings?
Paying yourself first and foremost to learn your proper way of financial handling.

But it is not too late when you already have loans.
Now that you are studying your financial management at Dare to Dream,
Don’t let this happen again.
It is nice if you could start to save up before you finish paying back.

Now let us put you back on track.
On your salary day, pay yourself first, your daily needs, and save money.
Then pay your loans; the one with high interest should go first.
Then send your remittances.

Let your family know your financial situation so they know what to expect.
Teach them how to catch a fish too, so not all financial burdens fall on you.